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Comprehensive insurance is defined as coverage for non-collision-related damage to your vehicle, which is why it's sometimes called "other than collision" coverage. " Full coverage," on the other hand, is an. Learn more about comprehensive car insurance coverage from Progressive, including how it works, what it can cover, and additional benefits. Comprehensive vs. collision insurance: What's the difference? Comprehensive and collision are both optional coverages that protect your vehicle, but they differ in the type of incident they cover.. Liability covers injuries and damage you may cause to others on the road, and it's required by law in most states. "Full coverage" auto insurance, while not a real insurance coverage, could include all. When should you drop comprehensive and collision coverage? Paying for comprehensive and collision — the coverages that many people mean when they say "full coverage" — may not be worth it if your.

Because comprehensive and collision only cover vehicle damage, claims for medical bills after hitting a deer would be covered by your medical payments coverage or your personal injury protection (PIP). Note that comprehensive coverage is optional, but most drivers add comprehensive insurance to their car insurance policy to get covered for windshield glass repairs.